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Terms and Conditions

Last updated: April 2026

AngelLending is a consumer-facing experience powered by Sun West Mortgage Company, Inc. NMLS 3277 ("Sun West"). AngelAi technology is built and operated by Celligence LLC ("Celligence"). Mortgage and other financial services referenced on this site are provided by Sun West.

For reference, you may also review Sun West's Terms and Conditions and Privacy Policy.

1. Acceptance of Terms

By accessing or using AngelLending, you agree to these Terms and Conditions. If you do not agree, do not use this site or submit information through it.

2. Description of Services

AngelLending helps consumers explore home-loan options and communicate with Sun West and related support teams. Loan pricing, product availability, underwriting, approvals, and mortgage services are determined by Sun West and applicable program requirements.

3. Recording, Monitoring, and AngelAi

Telephonic communications with Sun West and Celligence may be recorded and monitored. You may request that an agent call you back on an unrecorded and unmonitored line. AngelAi interactions are monitored by humans for quality, service, compliance, and operational purposes.

4. User Submissions and Uploads

If you submit messages or upload data, documents, pictures, or other attachments through this site, you acknowledge that those submissions may be recorded. You expressly consent to and grant Celligence and Sun West a perpetual, royalty-free, irrevocable, non-exclusive license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and incorporate those materials into other formats for operating, supporting, documenting, and improving the services.

5. Consent to Contact

By submitting your information, you consent to be contacted by Sun West and Celligence at the phone number or email address you provide, including via automated calls and texts where permitted by law, about mortgage and related financial services. Your consent is not required to purchase products or services. Message and data rates may apply.

6. No Guarantee of Loan Approval

Use of this site does not guarantee loan approval, specific pricing, rate availability, or eligibility for any program. All mortgage products remain subject to underwriting, investor requirements, and applicable law.

7. Accuracy of Information

You agree to provide accurate, current, and complete information. Providing false, incomplete, or misleading information may affect your eligibility and may prevent us from providing services.

8. New York Restriction

This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

9. Third-Party Sites and Policies

This site may link to third-party websites, including Sun West's public website. Those sites have their own terms, privacy notices, and practices. Review them carefully before relying on them.

10. Contact

If you do not consent to these terms or prefer not to use this site, call Sun West at (800) 453-7884 to discuss the same financial products with a live agent.